Don't put your family's dream backyard on hold. Bear Playgrounds has partnered with Hearth to offer flexible playground equipment financing that fits real family budgets. Whether you're investing in a playset, basketball hoop, trampoline, pavilion, gazebo, pergola, or a full outdoor living transformation, financing lets you get it done now instead of waiting a few seasons to save up.
The application takes minutes. You'll see personalized monthly payment options with no impact to your credit score. No home equity required, no prepayment penalties, and approved loans can be funded in as little as one to three business days. From a single playset to a complete backyard overhaul, Hearth covers loan amounts up to $250,000 so the scope of your project doesn't have to be limited by what's sitting in your account today.
Not sure what to buy? Check out our Playset Buyer’s Guide!
Why Get Playground Equipment Financing with Hearth?
- Loans up to $250,000
- Affordable Monthly Payments
- Fast Funding
- No Prepayment Penalties
- No Home Equity Required
Finance everything from a backyard playset to a complete outdoor living transformation.
Choose a payment option that fits your family's budget.
Approved loans can be funded in as little as 1–3 business days.
Pay off your loan early anytime without additional fees.
No need to use your home's equity to create the backyard you've always wanted.
Most families don't realize how accessible playground equipment financing actually is until they see their options. There's no lengthy paperwork, no home equity requirement, and no waiting weeks for an answer unlike most financing situations. Hearth's fast approval process means you can go from browsing Bear's lineup to scheduling delivery and installation without putting your project on hold while you save. Whether you're financing a $2,000 swing set or a $50,000 outdoor living build, the process is the same: fast, straightforward, and built around your budget.
Invest in More Than a Backyard
A playset is the reason your kids choose your yard over a screen. A pavilion, gazebo or pergola is where your family spends summer evenings without going anywhere. The outdoor space you build today becomes the backdrop for the next decade of your family's life, and the right backyard build will make those moments even more memorable.
Quality outdoor equipment holds its value in ways most purchases don't. It adds usable square footage to your property, keeps kids active, and gives your family a reason to be outside together. That's worth investing in. Playground equipment financing through Hearth makes it possible to build the backyard your family deserves on a timeline that works for your budget.
The families who get the most out of their backyard build it while their kids are still young enough to use it every day. This season is the right time to start.
The families who invest in their backyard don’t look back. A quality playset, pavilion, or trampoline gets used every day for years. Financing through Hearth makes it possible to build that space now, at the right time for your kids, rather than waiting until the moment has passed.
How It Works
- Apply Online
- View Your Options
- Choose Your Plan
- Enjoy Your Backyard
Complete a quick application through our secure financing partner, Hearth.
See personalized monthly payment plans in minutes—with no impact to your credit score.
Select the financing option that best fits your budget.
We'll handle the delivery and professional installation while you start making memories.
We'll handle the delivery and professional installation while you start making memories.
Getting started with playground financing through Hearth is straightforward. Complete a quick application through Bear's secure financing portal, see your personalized monthly payment options in minutes, and choose the plan that fits your budget. From there, Bear handles delivery and professional installation while you focus on planning how to use the space.
Getting started takes minutes. Most approved loans fund within one to three business days, so by the time your backyard is ready, your wallet will be too.
Create the Backyard Your Family Will Never Forget
Bear Playgrounds and Hearth make it possible to build the outdoor space your family has been talking about without putting it off another season. Browse our full lineup of playsets, trampolines, basketball hoops and outdoor shelters, find what fits your family, and apply for financing in minutes.
Frequently Asked Questions
What can I finance through Bear Playgrounds?
Bear’s financing through Hearth covers everything in the lineup including playsets, swing sets, trampolines, basketball hoops, pergolas, pavilions, gazebos, and outdoor furniture. Single product purchases and full outdoor living builds both qualify. Loan amounts go up to $250,000 so the scope of your project is not a constraint.
Does applying for financing affect my credit score?
Viewing your personalized payment options has no impact on your credit score. You can see exactly what your monthly payments would look like before making any commitment.
How long does the application take?
The application takes minutes to complete. You’ll see personalized monthly payment options shortly after and most approved loans fund within one to three business days.
Is home equity required to finance a playset or backyard project?
No. Hearth’s financing program requires no home equity. You don’t need to leverage your property to build the outdoor space your family wants.
Are there prepayment penalties?
No. You can pay off your loan early at any time without additional fees.
What is the maximum loan amount available?
Hearth covers loan amounts up to $250,000, which covers everything from a single entry-level playset through a complete outdoor living transformation including a pavilion, outdoor furniture, surfacing, and play equipment.
How does Bear’s financing work with installation?
Financing covers the full purchase including professional installation by Bear’s crew. Once your loan is approved and funded, Bear handles delivery and installation on the normal project timeline.
Can I finance a custom playset design?
Yes. Bear’s Design Your Own Playset program is eligible for financing through Hearth the same as any pre-configured model.