A large outdoor backyard scene with a wooden playhouse featuring a green slide, a basketball hoop, a covered patio with dining furniture, and a pool area surrounded by trees and landscaping.

Playground Financing for Your Dream Backyard

Don't put your family's dream backyard on hold. Bear Playgrounds has partnered with Hearth to offer flexible playground equipment financing that fits real family budgets. Whether you're investing in a playset, basketball hoop, trampoline, pavilion, or a full outdoor living transformation, financing lets you get it done now instead of waiting a few seasons to save up.

The application takes minutes. You'll see personalized monthly payment options with no impact to your credit score. No home equity required, no prepayment penalties, and approved loans can be funded in as little as one to three business days. From a single playset to a complete backyard overhaul, Hearth covers loan amounts up to $250,000 so the scope of your project doesn't have to be limited by what's sitting in your account today.

AlleyOop Rectangular Trampoline 10'x17' - bearplaygrounds

Why Get Playground Equipment Financing with Hearth?

  • Loans up to $250,000
  • Finance everything from a backyard playset to a complete outdoor living transformation.
  • Affordable Monthly Payments
  • Choose a payment option that fits your family's budget.
  • Fast Funding
  • Approved loans can be funded in as little as 1–3 business days.
  • No Prepayment Penalties
  • Pay off your loan early anytime without additional fees.
  • No Home Equity Required
  • No need to use your home's equity to create the backyard you've always wanted.

Most families don't realize how accessible playground equipment financing actually is until they see their options. No lengthy paperwork, no home equity requirement, and no waiting weeks for an answer. Hearth's fast approval process means you can go from browsing Bear's lineup to scheduling delivery and installation without putting your project on hold while you save. Whether you're financing a $2,000 swing set or a $50,000 outdoor living build, the process is the same: fast, straightforward, and built around your budget.

Invest in More Than a Backyard

A playset is the reason your kids choose your yard over a screen. A pavilion is where your family spends summer evenings without going anywhere. The outdoor space you build today becomes the backdrop for the next decade of your family's life.

Quality outdoor equipment holds its value in ways most purchases don't. It adds usable square footage to your property, keeps kids active, and gives your family a reason to be outside together. That's worth investing in. Playground equipment financing through Hearth makes it possible to build the backyard your family deserves on a timeline that works for your budget.

The families who get the most out of their backyard build it while their kids are still young enough to use it every day. This season is the right time to start.

You’re likely old enough to remember spending your days on a swing set, a playset or similar. Giving your kids those same quality memories is worth the investment, and Hearth is helping us provide those to families all over the Pittsburgh area.

See My Financing Options
Classic Lifetime Playsets + Swingsets featured image

How It Works

  • Apply Online
  • Complete a quick application through our secure financing partner, Hearth.
  • View Your Options
  • See personalized monthly payment plans in minutes—with no impact to your credit score.
  • Choose Your Plan
  • Select the financing option that best fits your budget.
  • Enjoy Your Backyard
  • We'll handle the delivery and professional installation while you start making memories.

We'll handle the delivery and professional installation while you start making memories.

Getting started with playground financing through Hearth is straightforward. Complete a quick application through Bear's secure financing portal, see your personalized monthly payment options in minutes, and choose the plan that fits your budget. From there, Bear handles delivery and professional installation while you focus on planning how to use the space.

The whole process is designed to get you from decision to done as fast as possible. Most approved loans fund within one to three business days. By the time your backyard is ready, your family will be too.

Create the Backyard Your Family Will Never Forget

Bear Playgrounds and Hearth make it possible to build the outdoor space your family has been talking about without putting it off another season. Browse our full lineup of playsets, trampolines, basketball hoops and outdoor shelters, find what fits your family, and apply for financing in minutes.

See My Financing Options